Investment property financing built for Nevada
Nevada is one of the fastest-growing investment-property markets in the West, and it runs on two very different engines: the Las Vegas Valley — Las Vegas, Henderson, North Las Vegas, and Paradise — in the south, and Reno–Sparks and Carson City in the north. New City Financial finances business-purpose real estate across both, qualifying each deal on the property’s cash flow instead of your tax returns.
Because approval leans on the asset rather than personal paperwork, our programs fit Nevada’s large base of relocating and out-of-state investors, self-employed buyers, and LLC-titled portfolios. Whether you’re buying a rental in Henderson, refinancing a small apartment property in Reno, or pulling cash out of a Summerlin or North Las Vegas holding, you get one lender, one set of terms, and a fast answer.
Loan programs for Nevada investors
Every New City Financial program is available on qualifying Nevada investment and commercial property. Not sure which fits your deal? Start the form and we’ll route you to the right one.
Cash-Out Refinance
Tap into your property's equity to access capital for your next investment or business opportunity.
Learn moreDSCR Refinance
Refinance your investment property based on cash flow rather than personal income.
Learn moreMulti-Family & Apartment Loans
Financing solutions for apartment complexes and multifamily residential properties of all sizes.
Learn moreDSCR Loans
Qualify on the property's rental cash flow, not your personal income — purchase investment property with no tax returns.
Learn moreFix and Flip Loans
Fast funding for fix-and-flip projects with competitive rates and flexible terms designed for investors.
Learn moreARV Loans
Loans based on the after-repair value of your property, not just the current value.
Learn moreForeign Investor Loans
Financing solutions for international investors looking to purchase commercial and investment properties.
Learn moreProperty types we finance in Nevada
We lend on business-purpose investment and commercial real estate across Nevada — from single-family rentals and small multifamily to larger apartment, retail, office, industrial, and mixed-use assets. Owner-occupied commercial space is eligible; primary residences are not.
Why Nevada investors choose New City Financial
We finance the property, not your paperwork
Approval is based on the property’s rental income (its DSCR) — no personal tax returns, W-2s, or employment verification. Ideal for investors with strong properties but complex personal finances.
Considered from a 500 FICO
Where most lenders draw the line at a 620–680 score, a cash-flowing, business-purpose property can carry the loan. First-time and portfolio investors are both welcome.
Close in under 3 weeks
Investor-focused underwriting and minimal paperwork mean most files fund fast — the speed that wins competitive deals and lets you scale.
One lender, consistent terms
Up to 75% LTV, loans from $75K to $50MM, on a single set of terms across 40+ states — so you can grow a portfolio without switching lenders deal to deal.
Financing a property in Nevada? Get your number in minutes.
Checking your rate is a soft inquiry — it won’t affect your credit score, and there’s no obligation.
Nevada commercial loan FAQs
Does New City Financial lend on investment property in Nevada?
Yes. We finance business-purpose investment and commercial real estate throughout Nevada — from Las Vegas, Henderson, and North Las Vegas to Reno, Sparks, and Carson City. Loans run from $75K to $50MM at up to 75% LTV.
Can I get a Nevada commercial loan without tax returns?
Yes. Our DSCR programs qualify the loan on the property’s rental cash flow rather than your personal income, so no tax returns, W-2s, or employment verification are required. That fits the many self-employed and relocating investors buying in Nevada.
What credit score do I need for a DSCR loan in Nevada?
Credit is considered from a 500 FICO. Because approval leans on the property’s cash flow and a standard loan-to-value of up to 75%, a strong Nevada asset can carry the loan even when personal credit is imperfect.
How fast can you close a commercial loan in Nevada?
Most Nevada files close in under three weeks. Investor-focused underwriting and minimal documentation keep the process fast — important in the competitive Las Vegas Valley and Reno–Sparks markets where speed wins deals.
What loan-to-value can I get on Nevada investment property?
Up to 75% LTV. You’ll typically bring 25% or more as equity; stronger credit and property cash flow generally earn better pricing. Loans range from $75K to $50MM across all eligible property types.
Do you finance out-of-state investors buying Nevada property?
Yes. Nevada draws heavy investment from higher-cost, higher-tax states, and because we qualify the loan on the property’s cash flow rather than your local income or credit history, out-of-state and relocating investors can finance Nevada rentals and commercial property on the same terms as residents.
Financing your Nevada deal with New City Financial
New City Financial provides business-purpose financing on Nevada investment and commercial property — multifamily, industrial, retail, mixed-use, office, and more. Qualify on the property’s cash flow (DSCR), not your personal tax returns, with up to 75% LTV, loans from $75K to $50MM, a 500 FICO minimum, and closings in under three weeks. Owner-occupied commercial space is eligible; primary residences are not. Get a no-obligation quote in minutes, or call (855) 848-2862 to talk it through with a specialist.