Let's Talk About Your Next Investment

Commercial financing up to 75% LTV, $75K–$50MM, from a 500 FICO — no tax returns, 40+ states, closings under 3 weeks.

New City Financial

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Tell us about your property and we'll get back to you within 24 business hours — or call now for same-day answers.

Call(855) 848-2862Email[email protected]
HoursMon – Fri, 9:00 AM – 6:00 PM EST

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Our Office

1000 N West St, Ste 1200-1812, Wilmington, DE 19801

We serve commercial real estate investors across 40+ states. Reach out to confirm availability in your area.

Common Questions

How fast can I close?

Most loans close within 3 weeks of application, depending on documentation and market conditions.

Do I need personal tax returns?

No. We qualify on the property’s cash flow, not your personal tax returns.

What credit score do you require?

A minimum 500 FICO — strong property cash flow can offset lower credit.

What can you finance?

18+ investment property types — multifamily, office, retail, mixed-use, industrial and more. We do not finance owner-occupied primary residences.

Where do you lend?

Commercial real estate investors across 40+ states. Check our service-areas page to confirm your state.

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