Investment property financing built for Connecticut
Connecticut packs a deep, high-income investment market into a small footprint — from the New York City commuter belt of Fairfield County (Stamford, Bridgeport, Norwalk, Danbury, and Greenwich) up the I-91 spine through New Haven to the capital region around Hartford and the industrial base of Waterbury. New City Financial helps investors fund deals here the way they actually operate: on the strength of the property, not a stack of personal paperwork. We provide business-purpose financing on Connecticut rental, multifamily, and commercial real estate with a fast, predictable process from quote to close.
Because we underwrite the asset’s cash flow rather than your tax returns, our programs fit the realities of the Connecticut market: self-employed and portfolio investors, LLC-titled property, and the many out-of-state and New York–based buyers drawn to the state’s supply-constrained, high-rent submarkets. Whether you’re buying a small multifamily in Bridgeport, refinancing a mixed-use building in New Haven, or pulling cash out of a Fairfield County portfolio, you get one lender, one set of terms, and a straight answer quickly.
Loan programs for Connecticut investors
Every New City Financial program is available on qualifying Connecticut investment and commercial property. Not sure which fits your deal? Start the form and we’ll route you to the right one.
Cash-Out Refinance
Tap into your property's equity to access capital for your next investment or business opportunity.
Learn moreDSCR Refinance
Refinance your investment property based on cash flow rather than personal income.
Learn moreMulti-Family & Apartment Loans
Financing solutions for apartment complexes and multifamily residential properties of all sizes.
Learn moreDSCR Loans
Qualify on the property's rental cash flow, not your personal income — purchase investment property with no tax returns.
Learn moreFix and Flip Loans
Fast funding for fix-and-flip projects with competitive rates and flexible terms designed for investors.
Learn moreARV Loans
Loans based on the after-repair value of your property, not just the current value.
Learn moreForeign Investor Loans
Financing solutions for international investors looking to purchase commercial and investment properties.
Learn moreProperty types we finance in Connecticut
We lend on business-purpose investment and commercial real estate across Connecticut — from single-family rentals and small multifamily to larger apartment, retail, office, industrial, and mixed-use assets. Owner-occupied commercial space is eligible; primary residences are not.
Why Connecticut investors choose New City Financial
We finance the property, not your paperwork
Approval is based on the property’s rental income (its DSCR) — no personal tax returns, W-2s, or employment verification. Ideal for investors with strong properties but complex personal finances.
Considered from a 500 FICO
Where most lenders draw the line at a 620–680 score, a cash-flowing, business-purpose property can carry the loan. First-time and portfolio investors are both welcome.
Close in under 3 weeks
Investor-focused underwriting and minimal paperwork mean most files fund fast — the speed that wins competitive deals and lets you scale.
One lender, consistent terms
Up to 75% LTV, loans from $75K to $50MM, on a single set of terms across 40+ states — so you can grow a portfolio without switching lenders deal to deal.
Financing a property in Connecticut? Get your number in minutes.
Checking your rate is a soft inquiry — it won’t affect your credit score, and there’s no obligation.
Connecticut commercial loan FAQs
Does New City Financial lend on investment property in Connecticut?
Yes. We finance business-purpose investment and commercial real estate throughout Connecticut — from the Fairfield County markets of Stamford, Bridgeport, and Norwalk to New Haven, Hartford, Waterbury, and Danbury. Loans run from $75K to $50MM at up to 75% LTV.
Can I get a Connecticut commercial loan without tax returns?
Yes. Our DSCR programs qualify the loan on the property’s rental cash flow rather than your personal income, so no tax returns, W-2s, or employment verification are required — a strong fit for Connecticut’s many self-employed and out-of-state investors.
What credit score do I need for a DSCR loan in Connecticut?
Credit is considered from a 500 FICO. Because approval leans on the property’s cash flow and a loan-to-value of up to 75%, a strong Connecticut asset can carry the loan even when personal credit is imperfect.
How fast can you close a commercial loan in Connecticut?
Most Connecticut files close in under three weeks. Investor-focused underwriting and minimal documentation keep the process fast — an edge in the state’s supply-constrained, competitive submarkets.
What loan-to-value can I get on Connecticut investment property?
Up to 75% LTV. You’ll typically bring 25% or more as equity; stronger credit and property cash flow generally earn better pricing. Loans range from $75K to $50MM across all eligible property types.
Can New York-based or out-of-state investors finance Connecticut property?
Yes. Much of Fairfield County’s investment demand comes from New York City buyers, and we regularly finance out-of-state investors and LLC-titled property. Because we underwrite the Connecticut asset’s cash flow rather than your personal residence or income, where you live doesn’t drive the approval.
Financing your Connecticut deal with New City Financial
New City Financial provides business-purpose financing on Connecticut investment and commercial property — multifamily, industrial, retail, mixed-use, office, and more. Qualify on the property’s cash flow (DSCR), not your personal tax returns, with up to 75% LTV, loans from $75K to $50MM, a 500 FICO minimum, and closings in under three weeks. Owner-occupied commercial space is eligible; primary residences are not. Get a no-obligation quote in minutes, or call (855) 848-2862 to talk it through with a specialist.