COMMERCIAL LOAN EXPERTS

Fast Capital for Commercial Real Estate

Commercial lending for multifamily, commercial, and investment properties. DSCR, cash-out refi, value-add, and more—we finance the property, not your tax returns.

$75K–$50MM Loans

Under 3-Week Close

98% Approval

No personal income documentation required
Loans $75K–$50M across all property types
Experienced investor-focused underwriting
30-year fixed rate options available

(855) 848-2862

Get Pre-Qualified Now

5 min form • No obligation

First name *

Last name *

Email *

Phone *

Property state *

Loan amount *

Property type *

Submitting this form places you under no obligation. Your information is kept confidential and used solely to respond to your inquiry. A specialist will be in touch shortly, or call (855) 848-2862 for immediate assistance.

Secure & confidentialNo obligationFast response

75%

Loan-to-Value

Competitive

Rates

No Income

Documentation

30 Year

Fixed Rate

500+

FICO Accepted

Why Investors Trust NCF

Commercial Financing Across America

With 25+ years of experience funding commercial real estate deals, we're the trusted partner for experienced investors seeking speed, transparency, and expertise.

25+

Years of Experience

Commercial lending expertise

98%

Approval Rate

On qualified deals

40+

States + DC

Nationwide lending footprint

4.9★

Google Rating

174 verified reviews

How It Works

From application to funding in under three weeks. Streamlined process. No unnecessary paperwork.

Apply Online

Quick 5-minute application. Tell us about your deal and property.

5 minutes

Get Approved

Our underwriting team reviews and responds within 24 hours.

24 hours

Fund & Close

Fast closing. Get your funds in under three weeks.

under 3 weeks

What Our Clients Say

4.9★★★★★

Rated 4.9 across 174 Google reviews by commercial real estate investors.

"We're a small investment company, and NCF is by far the most reliable lender we've worked with."

Amelia B.

Verified Google review

"They secured the financing I needed within a month — reliable, professional, and responsive."

Hans A.

Verified Google review

"I needed capital quick, and they were exactly what I needed. Fast and efficient process."

Juan J.

Verified Google review

Why Choose New City Financial?

Six reasons why experienced investors partner with us for their most important deals. Speed, expertise, and investor-focused service.

Lightning-Fast Closings

Close in under 3 weeks. We move fast so you can close your deal ahead of schedule.

Competitive Rates

Institutional-grade pricing without the bureaucratic delays. Commercial lending expertise.

No Tax Returns Required

Qualify on property cash flow (DSCR), not personal income. Less paperwork, faster approvals.

Experienced Team

Our underwriters understand commercial real estate. No cookie-cutter decisions.

Flexible & Transparent

Term options tailored to your strategy. No surprises at closing.

Portfolio Lending

Finance multiple properties under one loan. Streamline your refinancing.

Property Types We Finance

From multifamily to specialty assets, we finance commercial properties across all sectors. Explore 18 property types with dedicated programs.

Multifamily

Apartment complexes and residential communities. Financing up to $50MM.

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1–4 Unit Residential

Duplexes, triplexes, and fourplexes. Perfect for new investors.

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Retail & Commercial

Retail storefronts and shopping centers. Strong tenant focus.

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Industrial & Warehouse

Distribution centers, light industrial, and logistics facilities.

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Office & Medical

Office buildings and medical office properties across 40+ states.

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Alternative Assets

Senior housing, student housing, and specialized properties.

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